2013, City National Bank (CNB) launches service to withdraw money from ATMs using mobile Photo: CNB
According to the Los Angeles Times reported the day 31-1, this is the latest step towards the future that allows smartphone could replace your wallet as well as bank branches.
The head of the banking division of Bank of America (Bank of America) Michelle Moore said the ATM without the card will be ready to go into operation in early May.
Wells Fargo Bank in San Francisco also plans to offer access services without bank card in the ATM at some plants this summer and in all of Wells Fargo ATMs by the end of this year.
In addition, the majority of JPMorgan Chase ATMs will also begin offering access services do not need a bank account card in the second half of 2016.
The cash dispensers work with the phone is not something new but rare. 2013, City National Bank (CNB) Los Angeles introduced ATM cards and a few other regional banks also launched this service in the following years.
However the number of trees is very little ATM card not nationwide.
After the above statement of the 3 largest US bank, ATM withdrawals without cards will soon become more common, especially in Los Angeles because the city has hundreds of kilometers of Bank of America ATM, Wells Fargo and JPMorgan Chase.
Calculated over the whole country, 3 banks own about 47,000 ATMs, accounting for over 10% automated teller machine of the United States.
The largest bank in the US started the service through ATM withdrawals without a card when the country people tend to use their phones to send money to another person or transaction via a mobile wallet on Apple Pay or Android Pay.
In addition, banks in the United States also wants to push customers to choose the form of online transactions by phone or ATM transactions because they are less expensive when done at a bank branch with a delivery interpreter.
ATM withdrawals made only by phone with wireless connectivity technologies within close proximity (NFC).
Wells Fargo will install NFC for one third of the bank's 13,000 ATMs at the end of this year, while Bank of America has installed more than half of the 16,000 NFC for the bank's ATM.
JPMorgan Chase also has an NFC operating system, but has not announced the time to apply for an ATM.
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